Breaking the Cycle of Debt! – Episode 007
November 6, 2017

I’m back! This is a pretty informative podcast about what’s been going on in my life for the past couple months. We’re on a journey to freedom. Freedom from debt! In this episode you can hear all about it and learn how you can do it to. And please do take the time to watch this 10 minute video.  It will inspire you and fill you with hope!

The thought that inspires this podcast episode is this:

“We must want more than anything to change our lives so that we can BREAK THE CYCLE OF DEBT and uncontrolled wants.” from the talk,

Becoming Provident Providers Both Spiritually and Temporally

by Elder Robert D. Hales

Financial Peace University Class ($129 to change your life forever for the better!)

As soon as you purchase the class, you gain access to the class finder, and there are many classes going on all over the country, so you can find a class near you! (Or you can do the home study or online course).

For those of you in the Detroit Metro Area, there are Financial Peace University Classes coming up at:

Detroit World Outreach 23800 West Chicago Redford Charter Township, MI 48239 Starts Jan 25 Ends Mar 22 Thursdays 6:30pm


Evangelical Baptist Church 16994 Telegraph Road Taylor, MI 48180 Starts Jan 7 Ends Mar 4 Sundays 6:00pm

Total Money Makeover (the book, ebook or audio) is a very inexpensive way to learn Dave Ramsey’s principles

and you can also listen to the Dave Ramsey Show on the radio, on Itunes Podcast, in podcast archives or even watch it on YouTube (the Debt-Free Screams on YouTube are excellent! I try to watch one every day! It keeps me motivated and full of hope.)

Other references:

Malachi 3:10

and 3 Nephi 24:10



I’m Donating My 31st Birthday With Hopes for 31 People to Have Clean Water – Episode 006
August 21, 2017 – Water is an essential human need, yet 1 in 10 people do not have access to clean water. In this episode, learn with me how we can change that. I’m donating my 31st birthday this year to try to raise $930 so that 31 people can drink clean water for the first time in their lives. Donate Here:

I have enough stuff, plenty of stuff, actually TOO much stuff! And I don’t need any more things. (And if you were already contemplating buying me a birthday present, or even buying me a birthday card for $3.10; please reconsider. Please give whatever you would have spent on providing the means for Charity: Water to change someone’s life forever. And if you weren’t thinking about giving me a gift, great! I don’t need one, but please give the gift of water to somebody else that you don’t even know, maybe a mother who wants to give health and hope to her children, a grandfather who has never drunk clean water in his life. I hope you’ll join me in this effort, whether you have 31 cents to give, or $31 dollars, or more, every bit will help, and 100% of your donation will go directly to a water project that will give clean water to people in desperate need. I hope my birthday will make it possible for 31 people to have many more decades of birthdays to come.

Normally, I don’t go around shouting about my birthday. Once I past my mid-twenties, it didn’t seem as though my birthday mattered as much anymore. I was just grateful to be alive. Of course it felt great to be celebrated by my family and close friends, and to receive well wishes, but I am learning that it feels even more satisfying and soul fulfilling to make celebrations possible for others. So, I’m changing it up this year! I’m going to shout about my 31st birthday, September 16th from the rooftops so that together, we can make more birthdays possible for 31 people. This episode of the Making Hope Podcast was inspired by this episode of the Rich Roll Podcast:


I highly recommend it. You’ll get to hear Scott Harrison’s life story, and how he created the organization Charity: Water, and how you can make it possible for others to have clean water.

Give someone the gift of clean water for my 31st birthday HERE!

It’s so easy! You can used PayPal, credit or debit. Thank you in advance for making hope for 31 people in honor of my birth and life!

I have just made the first donation of $31 to this campaign (in the place of a birthday present I probably would have bought for myself 😉

Links and Resources from this Episode:

Charity: Water


Please share this. Share it with even just one person, or better yet, with everyone you know! Let’s spread the word and make some hope!

P.S. I’m so sorry about the poor sound quality of my podcast recordings. I’m doing these on the fly, whenever I can get a spare moment alone (which isn’t often with a 5 year old and a 10 month old with me full-time). My oldest son starts school in 2 weeks, so the rhythm of our life is about to change drastically! And hopefully, so will the quality of the technical aspects of the podcast!

Ensure Clean Water for You and Your Family in Any Event – Episode 005
August 7, 2017

Water is the most crucial life sustaining resource, yet how many of us just take it for granted? In this episode, we discuss what happened to the people of Flint, Michigan, and how you and I can be prepared for such an event. We review some very easy options to ensure that you and your family have access to clean water no matter what.

I live in the Detroit Metro Area in Michigan (USA), the water crisis of Flint, Michigan literally hits close to home (an hour away from my home in fact). The 2 short videos and the articles below will give you a good overview of what happened in Flint, and what is still going on. Thousands of Flint citizens have been poisoned. Many children especially have suffered bone and brain damage from lead poisoning.

NRDC Info. on Flint Water Crisis

NPR: Lead Laced Water in Flint; A Step by Step Look at the Makings of a Crisis

CNN: Flint Water Crisis Fast Facts

This is a fascinating 48 minute documentary called “The Murky Waters of Flint” if you’d like to learn more.

Here is what you can do to ensure this doesn’t happen to you or your family. Ensure that you’ll have clean water no matter what.

The Berkey Water Filter

The following information can all be found at

“Berkey water filters provide the ultimate in waterborne contamination removal.  They are used worldwide to set the international standard for water filters used in clean or hostile filtration environments. Owning a Berkey Water Filter gives you the ability to utilize almost any outside natural water source and transform it into the best tasting, purest drinking water possible.  All while using a natural method without the use of chemicals or complicated processes.”

“The Berkey water filter system is so powerful it is classified as a purifier. This classification shows that we far exceed the abilities of the standard water filter. The portable Berkey can be used to filter non-potable or unhealthy water in situations where electricity and pressure are not available. For normal everyday water from your faucet or for challenging environments like wells, rivers, and lakes, Berkey is the most flexible and adaptable filtering system available. Berkey water costs just 1.7 cents per gallon to produce. The cleanable Black Berkey replacement filters provide an economical, reliable and powerful long-term solution to poor water quality issues that cannot be equaled. Our most popular model, the Big Berkey has a long-standing reputation for quality and service.  This reputation is the reason we are trusted around the world by numerous international relief organizations to provide clean emergency drinking water to workers and citizens during times of crisis or natural disaster.”

The Berkey Water Filter System is Revolutionary

“Through diligent testing and research, we have proven that Berkey water filters remove viruses to purification standards, pathogenic bacteria, cysts and parasites to non-detectable levels, and harmful or unwanted chemicals to below detectable levels. Until these test results were made public, words like non-detectable were seldom if ever used to describe the abilities of a water filter to remove harmful pollutants. The filters in the Berkey system not only took the industry by storm with these unheard of benefits but also added the ability to reduce toxic heavy metals such as lead and mercury without removing the beneficial and nutritional minerals needed to support a healthy body and mind. Review and compare the ability of the unique Berkey Water Filter to Brita, Aquasana, Pur, Katadyn or bottled water and see for yourself what we have to offer and why we dominate the portable water filter industry.”

“Below is a chart to compare the Berkey Water Filter System to our competition in the portable water filter industry.”

[Portable Water Filter Comparison Chart on Web page]

* Information not published

ELEMENT RATING Purifier Filter Filter Filter Filter Filter
BASE SYSTEM COST $258 $139 $399 $239 $229 $219.95
BASE DAILY OUTPUT (GPD) 84 10 18 9 14 24
MAX DAILY OUTPUT  (GPD) 168 25 18 18.5 20 24
PEOPLE SERVED     [B] 16 6 5 4 5 6
MAXIMUM GALLONS PER FILTER 3000 535 535 1500 535 730
REPLACEMENT TIME LIMIT No time limit 6 mo. 2 year 12 mo. 6 Mo. 6 Mo.
PRICE OF ELEMENTS (EACH) $54.50 $30 $36 $49.50 $36 $56
APPROX. COST PER GALLON 1.8 Cents 5.6 6.7 3.3 6.7 7.6
FOOD COLOR TEST              [I] Pass Fail Fail Pass Fail Fail
TURBIDITY FLOW RATE TEST[J] Pass Pass Pass Pass Pass Pass
GUARANTEE 6 MO./ 2Yr * 1 Year 2 Year * *
SYSTEM COST W/MAX ELEMENTS $363 $274 $399 $338 $319.99 $219.95
SYSTEM MATERIAL AISI Stainless HDPE Ceramic Stainless AISI Stainless Silicone

* Information not published

 Household Water Filters

Below is a chart that compares the Berkey Water Filter to other commercially available household water filters.

 MODEL Big Berkey AQ-4000 Faucet Filter SY-2300 H-54 Plus FM-3000
RETAIL PRICE $258 $99  $34.95  $159.95 $359.99 $49.99
REPLACEMENT FILTER COST $107 $48 $20 $50.39 $100.99 $20
PER GALLON “COST OF USE” 1.6 cents 9.6 20 10 13.5 20
Filters last  (gallons)  6000  500  100  500  750  100
TOTAL COST FOR 6000 GALLONS $258 $627 $1214 $710 $904 $1229
REMOVES CHLORINE YES >99.999%  YES 99% YES 99% YES 97% YES 88% YES 98%
REMOVES LEAD YES 96% YES >99% YES 99% YES 95% YES 98% YES 96%
REMOVAL OF THM’s YES >99.999% YES>99% NO YES 95% NO NO
REMOVES ATRIZINE YES >99.999% YES>97% YES 92% YES 97% NO YES 96%
REMOVES TCE YES >99.999% YES>99% YES 99% YES 99% NO NO
REMOVES FLUORIDE YES With the add on  Berkey PF-2  * * * * YES

Charts from

Berkey Sport Bottle


Product Review: The Berkey Portable Water Purifier


LifeStraw $19.95 on Amazon Prime

LifeStraw Steel $42.34 on Amazon Prime

(Photo and Table Credit

  LifeStraw Filter LifeStraw Steel
Applications Running, Hiking, Survival Travel, Hiking, Survival
What it Removes? Bacteria and Protozoa Bacteria and Protozoa; Reduces chemicals, heavy metals, pesticides, herbicides, odor and bad taste
Filter Capacity 1,000 Liters (264 Gallons) Main Filter: 1,000 Liters (264 Gallons); Replaceable Carbon Filter: 100 Liters (26.5 Gallons)
Filter Micron Size 0.2 Micron 0.2 Micron
Weight 2.0 oz (55 grams) 4.2 oz (118 grams)
Flow Rate 1.7L (57 oz) / minute 1.7L (57 oz) / minute
Filter Type Hollow Fiber Membrane Hollow Fiber Membrane and Replaceable Carbon Filter

Seychelle Water Filter Bottle with 2 Filters

“This advanced bottle removes up to 99.99 percent of pollutants and contaminants found in drinking water. Produces up to 100 gallons of filtered water. Kit contains one 28-ounce water bottle and two filters. Bottle includes an insulator sleeve and clip.” (Credit:

Making Lemonade When Life Gives You Lemons – With David and Ariel Witt – Episode 004
July 25, 2017

It was an honor to talk with Ariel and David Witt for today’s podcast episode. They share their experience when Dave graduated from Chiropractic school, they moved their family out to Albuquerque, New Mexico (USA) for Dave to work under an experienced chiropractor and then take over his practice. Ariel was 7 months pregnant with their second son, and they were loving Albuquerque and looking forward to spending decades there. Then they had the rug completely pulled out from under them when Dave was unexpectedly fired. This was not part of their plan. They were unexpectedly left vulnerable and scared at a major crossroads. Listen to this episode to find out how they made the massive decision to pick their favorite spot on the map, move there and start their own business from nothing. You will hear how they have struggled and toiled to create the beautiful and successful chiropractic practice and life they have now in Fort Collins, Colorado (USA). They have pooled all their talents and used them well. Dave and Ariel haven’t only been thinking of themselves along their challenging journey, but they’ve been reaching out to people in need, lifting them up and giving them hope. They have now had 2 annual business campaigns which have resulted in raising thousands of dollars to donate to refugees in need. The Witt family has found great satisfaction in caring for others, and they now enjoy the hope and peace they have worked so hard to cultivate. They have truly learned to make lemonade from the lemons life has dealt them.

Check out the amazing website Ariel has created for their business at

If you live near Fort Collins, I would highly recommend you make a visit to Sunstone Health Associates; I sure wish I could!

And even if you don’t live in Fort Collins, CO, still check out awesome information about wellness on their blog! Dr. Witt and Noel Jensen LAc, CCWFN (Ariel’s Dad) and other Sunstone Health Associates have written some great articles!

And like Sunstone Health Associates Facebook Page 

Other helpful links to topics discussed in this episode:

Help Refugees! –

Adoption and Foster Care Information


How to Budget EveryDollar- Making Hope for Financial Freedom – Episode 003
July 18, 2017

*I’m still working through some technical difficulties at the moment, so please forgive the fuzzy background noise in this episode! I’m learning about how to achieve good sound quality with the equipment and location I have to work with.*

My husband and I were married in 2007. We thought we were pretty frugal, and tried to be wise with the very little money we had. And, in comparison to some people, we were. But we had a hard time relating to each other when it came to money. We weren’t sure what goals were best, and we often wondered where all the money went when we were trying to be thrifty and use self restraint.

That all changed in 2009 when we were introduced to Dave Ramsey. We took Financial Peace University.

It changed our lives forever. We finally understood one another’s feelings about money, and we had a plan! Dave Ramsey’s Baby Steps taught us what to focus on when, and channel all our resources to each Baby Step so that we weren’t scattering all our energy and money on every possible good idea at once.

  1. Baby Step 1: $1,000 cash in a beginner emergency fund
  2. Baby Step 2: Use the debt snowball to pay off all your debt but the house
  3. Baby Step 3: A fully funded emergency fund of 3 to 6 months of expenses
  4. Baby Step 4: Invest 15% of your household income into retirement
  5. Baby Step 5: Start saving for college
  6. Baby Step 6: Pay off your home early
  7. Baby Step 7: Build wealth and give generously


Right now we are on Baby Step 2 – Pay off all debts (except the house). The key to staying on track with our goals and paying off our debt, at least for us, has been keeping a budget! In this episode of the Making Hope podcast, I talk about how we budget and give some tips to getting started!

I also found this article to be very helpful. It reviews EveryDollar vs. Mint as budgeting tools.

It’s “Good to Be Alive” with Regan Dee – Episode 002
July 6, 2017

Regan “Dee” (Rindlisbacher) is a budding singer/songwriter. Her song, “Good to Be Alive” is the current theme song of the Making Hope podcast. In the song, her beautiful voice expresses gratitude and hope, and she affirms that indeed, it’s good to be alive. In our conversation, I get to know Regan better, and she share some of her life experiences in creating hope for herself and for other people through music.

Links and Resources Discussed in Episode 2

International Language Program

Jon Schmidt Self-teaching Piano Method

“Life is Worth Living” by Justin Bieber

“Sinking Deep” by Hillsong Young and Free

“Good to Be Alive” by Regan Rindlisbacher and Nik Day (Music Video)

“Good to Be Alive” Free Download (Go to track number 8 for “Good to Be Alive” mp3, karaoke version and sheet music)


How to Help Refugees with Miranda Livingston – Episode 001
July 6, 2017

Join me for my first podcast interview for Making Hope! It was delightful to chat with Miranda Livingston about simple and easy ways individuals can do something to help refugees from wherever they are. She shares some of her own experiences helping refugees as well as how she teaches and includes her children and friends in this effort.

Links and Resources Discussed in Episode 1

This American Life Podcast

TAL Episode 592 is very informative about what its like being a refugee, including the process they have to go through to relocate to a more permanent home.
TAL Episode 609 breaks down the President’s travel ban back in January 2017 pretty comprehensively.

Exodus: A PBS Frontline Series Documentary that follows the stories of several refugee individuals and families.

UNHCR: The UN Refugee Agency
Check out the statistics tab at the top of the website for quick info on the state of affairs of the current refugee crisis. Here is a sneak peek of the statistics page:

About the Making Hope Podcast – Episode 000
July 6, 2017

Making Hope is a podcast to inspire, teach and empower you to create hope – for you, for your community, and for the world. We discuss a variety of human challenges and how we can face them with hope! You will hear how-to episodes, highlights of good news from around the world, and reviews of helpful and hopeful resources, as well as inspiring interviews of real people who are making hope for themselves and for others. Past episodes as well as all of the links and resources discussed in today’s podcast can be found in the show notes at Thanks again for listening, and enjoy the show!